Harris Teeter Ad match-up 7/20-7/26

Here are a few highlights for this weeks Harris Teeter ad. Check out Stretching Your Budget & Mom On Dealz to get the full list of match-ups.

***Special Note for Harris Teeter***
Harris Teeter accepts manufacturer coupons and Internet printable coupons. Harris Teeter doubles coupons up to .99.

Looking for certain coupons? Just don’t have the time to cut coupons? Then you need to check out Coupon Dede! Purchase just the coupons your want, pre-cut and in your hands in just a few days! For whole inserts check out The Q Hunter!

Betty Crocker Brownie Mixes $1
-$0.75/2 coupon from SS 6/26
Final=$0.25 each

Yoplait Yogurts $0.50
-$0.60/8 or $0.50/8 coupons from SS 7/10
Final=$0.37 each

Earth’s Best Baby Food $0.75
-$1/7 printable coupon
Final=$0.61 each

Gillette Shave Gel $1.99
-$1 coupon from PG 6/5
Final=$0.99

[Read more…]

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Kids Frugal Fun- Rocket Ship


Each week Momondealz brings you a craft that is fun, educational, and frugal. For the remainder of July and August, I be concentrating on preschool and kindergarten skills. This week marks the anniversary of the day that man first walked on the moon (July 20th is Moon Day) so I thought making a rocket ship sounded like a great idea!
Materials:
Paper Towel Roll (use this Viva coupon for savings)!
Red Construction Paper
Aluminum Foil
Tape and Scissors
Directions:
1. The adult should cut 4 slits in one end of the paper towel roll. Space them evenly around the roll and make each slit about 2 inches.
2. Cut out 2 large red triangles from the construction paper (about 5 inches tall). Cut a slit into the top of trianble and the bottom of the other (about 2 inches long).

3. Insert the triangles into each other and then put them into the slits on the paper towel roll.
4. Cover the paper towel roll with aluminum foil.

5. Using a cup, trace a circle on the red construction paper. Then cut a line to the center of the circle.
6. Fold the paper circle until it becomes a cone shape and tape together. Then tape it to the top of the rocket.
7. “Fly the rocket to the moon!” (Those are Will’s directions!)

Educational activities:
1. Language Arts: Teach your child nursery rhymes that talk about the moon. (Hey Diddle Diddle, Man in the Moon, I See the Moon, etc). One of the Virginia Standards of Learning is for children to be able to recite poems and rhymes and to be able to recognize rhyming words.
2. Math: Discuss the shapes used in this craft. (triangles, circles, rectangle (foil), and cylinder (paper towel roll). Recognizing shapes is another kindergarten skill.
3. Science: Discuss the moon and talk about when you see it (nighttime), where you see it (sky/space), etc.

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Ask An Accountant – 7/15


Thanks to Momondealz for bringing us this post each week!
Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at momondeals@yahoo.com
Question:
I have been audited for medical expenses for 2008 (my husband became very ill) and have close to 300 individual expenses. If I copy every bill, check, explanation of benefits from the insurance company, flexible spending account reimbursement, credit card bill, prescription receipt, etc., I will be paying for and sending a 12 x 12 box. Will the IRS take scanned documents on CD or do you have another idea? Also, can I write off the time, postage, printer ink and paper to do this?
Answer:
Typically in an audit, your case should be at a regional level where you have been assigned an agent that should be within driving distance. If that is not the case then I recommend organizing the medical expenses in a 3 ring binder according to how they were listed on the tax return. Have a cover sheet that summarizes each medical expense category like this:
A. Prescrptions $_______
B. Doctors/Dentist $_______
and so on for each one listed on Schedule A. Then provide a stack of copied receipts and verification of payment and reference each page in the bottom right corner for each category A-1, A-2, B-1,B-2 . In an audit situation more is always better and typically if you inundate the agent with a ton of information they are not going to examine every piece of paper. Make it neat and easy to reference where you got the numbers for the tax return and you should be fine. The last thing you want to do is throw a bunch of documents in a box & send it to the agent. This will not work in your favor! Time is never deductible, and there is no deduction for paper, ink, or postage related to tax preparation.
*Please keep in mind this post is for informational purposes only and answers given are very general. Many things depend on individual circumstances. Please contact your personal accountant or financial advisor for your particular situation.

photo credit: austinpost.org

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$2 off Scotch Pop Up Tape Dispenser Printable Coupon

Grab your coupon for $2 off Scotch Pop Up Tape Deskgrip Dispenser! I love these little pop up tape dispensers! It is great during Christmas wrapping time!! Go HERE to get your coupon!

Thanks Mom On Dealz!

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Kids Frugal Fun- 7/12

Each week Momondealz brings you a children’s craft that is fun, educational, and frugal! This week’s craft is perfect for a rainy day and can be applied to many skills that a child should know before entering kindergarten. For the rest of the summer I will be focusing on important pre-kindergarten skills.

Materials:

1 big sheet of paper

1 sheet of sandpaper

5-10 small shells (you can draw and cut some out if you do not have any available)

Cotton balls

small amount of toothpaste

goldfish

glue

crayons/markers

Directions:

[Read more…]

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Harris Teeter Ad Match-up 7/6-7/12

Here are a few highlights for this weeks Harris Teeter ad. Check out Stretching Your Budget & Mom On Dealz to get the full list of match-ups.

***Special Note for Harris Teeter***
Harris Teeter accepts manufacturer coupons and Internet printable coupons. Harris Teeter doubles coupons up to .99.

Looking for certain coupons? Just don’t have the time to cut coupons? Then you need to check out Coupon Dede! Purchase just the coupons your want, pre-cut and in your hands in just a few days! For whole inserts check out The Q Hunter!

Smucker’s Toppings $1.14
-$0.55 coupon from RP 5/15
Final=$0.04

Wacky Mac $0.89 (LOVE this stuff for pasta salads)
-$1/2 coupon from SS 5/8
Final=$0.09

[Read more…]

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Ask An Accountant- 7/1

Thanks Sharon from Momondealz for this great post!
Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at momondeals@yahoo.com
Question:
What type of accounting software is the best when setting up my small business?
Answer:
The most widespread software for accounting is Quickbooks. I personally recommend the online version. There are several different options for the online version, so what version you need will vary depending on the business and it’s structure. It will allow you to track income, expenses, fixed assets, liabilities, loans, write checks, and payroll is available in some versions.
Right now Amazon has a sale going on with QuickBooks Online Simple Startwhere you can score this program for only $40-a 69% savings. This program is fine but please keep in mind with this version there is no support and accountants will not be able to access it on their own. If you would like the current version with more options and support, you will need to visit Intuit online here where they are offering a free trial.
*Please keep in mind this post is for informational purposes only and answers given are very general. Many things depend on individual circumstances. Please contact your personal accountant or financial advisor for your particular situation

photo credit: austinpost.org

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Kids Frugal Fun- Patriotic Napkin and Utensil Holder

Each week Momondealz brings you a craft that is educational, fun, and frugal! Since 4th of July is quickly approaching, I wanted to give you a patriotic craft. If you have missed any of my past crafts, you can check them all out here!

Patriotic Napkin and Utensil Holder
Materials:
3 Empty Toilet Paper Rolls
Red and White Construction Paper
Cardboard
Glue Gun with Glue
Glue Stick
Markers
Glitter or other decorations you would like to add to the holder
Directions:
[Read more…]

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ASk An Accountant- 6/25


Thanks to Momondealz for bringing us this post each week!
Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at momondeals@yahoo.com
Question:
If you’re late filing your taxes and the government owes you a refund, are you penalized?
Answer:
You will not be charged if the IRS owes you a refund. They can assess a failure to file, or assess tax based on the information they receive (which is all income from reportable sources & limited deduction info) so the result will be a tax due.
Question:
Are there any tax penalties for selling your 1st personal home if you bought a 2nd personal home before the first one sold? (I’m afraid it’s going to be years before we finally get the first house sold)
Answer:
There is typically no tax on the sale of a primary residence as you are given a $250K exclusion (Single) or $500K exclusion (Married filing Jointly). If the gain (sales price less original cost plus improvements) exceeds the exclusion, then you will pay capital gains tax on the gain. You can own & deduct a primary & a secondary for tax purposes so this should not be an issue if the first does not sell immediately. The only issue I see here is if the original primary was a rental property after you bought the 2nd home. Then there is no exclusion & it is all capital gain.
*Please keep in mind this post is for informational purposes only and answers given are very general. Many things depend on individual circumstances. Please contact your personal accountant or financial advisor for your particular situation.

photo credit: austinpost.org

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Kids Frugal Fun- Cereal Box Puppet Theatre


Each week Momondealz bring you a craft that can be done with your children that is fun, educational, and frugal! Since school is out for the summer, you may want to check out my previous crafts HERE to give you other ideas that will keep your child busy and learning for hours! This week’s craft is one that once created, can supply fun all summer! There are a gazillion craft ideas for cereal boxes, but this is one of my favorites!

Cereal Box Puppet Theatre

Materials:
Empty Cereal Box (use coupons HERE to score some cheap ones!)
Scissors
Paint, Construction Paper 9 Inch By 12 Inch,or Wrapping Paper
Scrap Fabric or Construction Paper
Craftsticks or Straws
Glue
[Read more…]

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Printable Coupon- $5 off Zyrtec- Possibly FREE At Most Drugstores!

We use allergy medication like crazy around this house every spring and fall. Finding great high value coupons like this will always help us cut cost and possibly get some FREE allergy medicine!

The coupon here should help! Right now sign up for FREE Coupon Alerts and get this plus other valuable coupons!
The Zrytec coupon is for $5 off a 15 count! This should pair nicely with Target, CVS, or Walmart prices for nearly a nearly FREE purchase!

Thanks Mom On Dealz!

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Kids Frugal Fun- Father’s Day

Each week Mom On Dealz bring you a craft to do with your kids that is fun, educational, and frugal. Since Sunday is Father’s Day, she couldn’t let that holiday pass without a cute and inexpensive craft made just for dad! This craft is combination of 2 other crafts I have seen done before.

**Flag Day is also this week and if you’re looking for a fun craft for that holiday, visit my flag craft HERE.
[Read more…]

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Ask An Accountant- 6/10


Thanks to Momondealz for this informative post each week!
Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at momondeals@yahoo.com
Question:
What expenses can you not claim on your taxes?
Answer:
The items not deductible are expenses that would not be used to generate a profit. One example would be groceries. You could not deduct groceries from a shopping trip that you used to post on your website. The groceries are a necessary item needed to sustain life, not make a profit. Commuting mileage cannot be deducted, only the mileage to and from couponing class held outside of your home/office. Personal expenses and profit distributions are not deductble. This question is better answered by including what is deductible…epenses directly related to the generation of profit, that are not necessary living expenses
*Please keep in mind this post is for informational purposes only and answers given are very general. Many things depend on individual circumstances. Please contact your personal accountant or financial advisor for your particular situation.

photo credit: austinpost.org

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Father’s Day Deal- Denali Tool Kit $54.75!

If you are still looking for that great Father’s Day gift, here is one that will save you some big time money!!

Right now get a Denali 115-Piece Home Repair Tool Kit for only $54.75! It has every tool needed for your “Honey Do” list and it even comes with a bag to organize it all!
This is a HOT deal at nearly half off! The kit is usually priced at $99.99!

Thanks Mom On Dealz!

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Kids Frugal Fun- Ice Cream Cones


Each week Momondealz bring you a craft that you can do with your children that is fun, educational, and frugal!
June 7th is National Chocolate Ice Cream Day so I thought ice cream cones would make a cute craft today. There is also a recipe for making ice cream in a bag HERE.
Materials:
Construction paper
Scissors
Crayons
Directions:
1. Using brown construction paper cut triangles out to make “cones”.
2. Draw an ice cream scoop shape on various colors of construction paper to create your “ice cream”.
3. Decide what topic you would like to reinforce and write on the shapes (different topics listed below). I chose to use A, B, C and common words that begin with those letters. Will can mix up the “scoops” and then match the words to the correct beginning letter.
4. After making your game, enjoy some real chocolate ice cream!
There are endless learning topics you can use with these ice cream cones:
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