Ask An Accountant- IRA Withdrawal Penalties

GUEST POST – MOM ON DEALZ!

Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at cjwtaxpro@gmail.com with the subject line “Ask an Accountant”. See previous questions and answers HERE

Question:

I am considering taking an early withdrawal from the Rollover IRA account ($13k out). I recently had surgery and this is needed to clear bills, debt and get the budget back. I know I am looking at a 10% hit on the taxes next year for a penalty ($1,300), but what else am I looking at? How much else should I expect ?

Answer:

[Read more…]

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Harris Teeter Ad Match-up 9/21-9/27

Here are a few highlights for this weeks Harris Teeter ad. Check out Stretching Your Budget & Mom On Dealz to get the full list of match-ups.

***Special Note for Harris Teeter***
Harris Teeter accepts manufacturer coupons and Internet printable coupons. Harris Teeter doubles coupons up to .99.

Looking for certain coupons? Just don’t have the time to cut coupons? Then you need to check out Coupon Dede! Purchase just the coupons your want, pre-cut and in your hands in just a few days! For whole inserts check out The Q Hunter!

Barilla Pasta 3/$4
-$0.55 coupon from SS 9/18 if applicable
Final=$0.23 each

Gold Peak Tea $2
-$0.75 printable coupon
Final=$0.50

Mariani  Banana Chips $1.99
Buy 2, Get 3 Free
-$0.75 coupon from SS 8/7
Final=$0.50 each

Ornamental Gourds or Pumpkins $0.50 each

Cheerios $1.60
-$0.50 printable coupon
-$1/3 coupon from GM 9/11
Final=$0.60

Ragu Pasta Sauce 26 oz $2.79
Buy 2, Get 3 Free
-$0.75/2 coupon from RP 9/11
Final=$0.82 each

This post may contain a link from a sponsor/affiliate of Just Trying To Save Money. Please see my Disclosure Policy

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Kids Frugal Fun- Hand Paint Apple Tree


Each week Mom On Dealz brings us a kids craft that is fun, educational, and frugal! September 26th is Johnny Appleseed Day so this week we are doing a fun apple themed craft. Be sure to read and try the educational activities listed at the bottom. Past Kids Frugal Funs can be found here.
Hand Print Apple Tree
Materials:
Green Finger Paint
White Paper
Red Paper or Red Finger Paint
Brown Paper
Glue
Markers
Directions:
[Read more…]

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Ask An Accountant- How Should I Claim DayCare Expenses?

Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at cjwtaxpro@gmail.com with the subject line “Ask an Accountant”. See previous questions and answers HERE
Question:
I have two questions:1. Can I claim the after school program my son is in? He is in Kindergarten and instead of paying for an after school sitter we are paying for an after school program at the school. Is that deductible?
2. Can we claim/deduct our moving expenses?
Answer:
[Read more…]

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Kids Frugal Fun- Pirate Treasure Box

Each week Mom On Dealz brings us a kids craft that is fun, educational, and frugal! September 19th is National Talk Like A Pirate Day (what fun!) so I just had to do some pirate themed craft ideas! This week I am giving you 3 crafts! For my past crafts, visit here!

Pirate Treasure Box

Materials:

[Read more…]

This post may contain a link from a sponsor/affiliate of Just Trying To Save Money. Please see my Disclosure Policy

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Harris Teeter Ad Match-up 9/14-9/20 (Triples Event)

Here are a few highlights for this weeks Harris Teeter ad. Check out Stretching Your Budget & Mom On Dealz to get the full list of match-ups.

***Special Note for Harris Teeter***
Harris Teeter accepts manufacturer coupons and Internet printable coupons. Harris Teeter doubles coupons up to .99.

Looking for certain coupons? Just don’t have the time to cut coupons? Then you need to check out Coupon Dede! Purchase just the coupons your want, pre-cut and in your hands in just a few days! For whole inserts check out The Q Hunter!

Kleenex Facial Tissue $1.29
-$.50/3 Kleenex Facial Tissue, any 3 boxes (50 count or higher) or 1 Bundle Pack (not valid on trial size), 8/14 SS
Final: $2.37 wyb 3 (makes them $.79 each)

Ken’s Marinade $1.72
-$1.00/1 Ken’s Marinade, 8/14 SS
Final: $.72

Arm & Hammer Toothpaste, 4-6 oz. $3.65 ($1.82)
-$1.00/1 Arm & Hammer Toothpaste, printable (sign up required)
Final: $.82

[Read more…]

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53% off PJ’s at Totsy!

We love pj’s in our house and if my kiddos could wear them to school they so would! They love being comfy!  So finding pj sales, is very exciting to me!

Right now, Totsy has Little Me Sleepwear 53% off! Most items start at around $11 and they have a wide variety of styles and themes!

Remember, Totsy is always FREE to sign up and your first order has free shipping! Plus refer a friend and get $10, making your pair of jammies a money maker!!

Thanks Mom On Dealz!

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Guest Post- Ask An Accountant- 9/9

Each week Mom On Dealz brings us a great question answered by her accountant hubby!

Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at cjwtaxpro@gmail.com with the subject line “Ask an Accountant”.

See previous questions and answers HERE

Question: I am a blogger who works with various affiliate companies and vendors. Is it true that if one of them pays me less than $600 a year then I don’t have to claim that income?

[Read more…]

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Kids Frugal Fun- Edible Play Doh

Each week Mom On Dealz brings us a kids craft that is fun, educational, and frugal! This week we have 2 “fun” holidays that I couldn’t resist-September 13th is National Peanut Day and the 16th is National Play Doh Day. So this week’s craft is edible play doh using peanut butter. Since I know there are many children with peanut allergies, I have included a non-edible play dough recipe that is peanut free.

Edible Play Doh

Ingredients:
2 Big Spoonfuls of Creamy Peanut Butter
2 Big Spoonfuls of White Frosting
1 Cup of Powdered Sugar

Directions:

[Read more…]

This post may contain a link from a sponsor/affiliate of Just Trying To Save Money. Please see my Disclosure Policy

Looking for more coupons? Check our Coupon Database for the latest coupons!

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Harris Teeter Ad Match-up 9/7-9/13

Here are a few highlights for this weeks Harris Teeter ad. Check out Stretching Your Budget & Mom On Dealz to get the full list of match-ups.

***Special Note for Harris Teeter***
Harris Teeter accepts manufacturer coupons and Internet printable coupons. Harris Teeter doubles coupons up to .99.

Looking for certain coupons? Just don’t have the time to cut coupons? Then you need to check out Coupon Dede! Purchase just the coupons your want, pre-cut and in your hands in just a few days! For whole inserts check out The Q Hunter!

Nivea Lip Care $1.50
-$3 coupon from RP 7/31 (R)
Final=Free

Chobani Greek Yogurt $1
-$0.30 printable coupon
Final=$0.40

Ken’s Dressing $1.50
-$1 coupon from SS 8/14 R
-$1/2 coupon from SS 8/14
Final=as low as $0.50

[Read more…]

This post may contain a link from a sponsor/affiliate of Just Trying To Save Money. Please see my Disclosure Policy

Looking for more coupons? Check our Coupon Database for the latest coupons!

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Paper Deals Round-up 9/4-9/10

Each week Momondealz brings you the best deals on bath tissue and paper towels from national and local stores. Amazon has some great deals without having to leave your house and Rite Aid is the place to hit this week for the best in store deals!

Amazon:

Charmin Ultra Soft Bathroom Tissue 9 Family Rolls$12.50

Bounty Trial Rolls, White 6 ea$8.49

[Read more…]

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Ask An Accountant- 9/2


 Here is a great Guess Post from Mom On Dealz!

Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at cjwtaxpro@gmail.com with the subject line “Ask an Accountant”. See previous questions and answers HERE

Question:
I have an at home business that has started making me a small amount of income. Should I be paying estimated taxes on what I am making?

Answer:
You need to pay in at least 90% of your prior year tax through withholding and estimated payments by January 15th. If your income is expected to be the same as last year and more than $150k, then you need to pay in at least 100% of last year’s tax. If your income is higher than last year and greater than $150k you must pay in 110% of last year’s tax by January 15th. Now is an excellent time to discuss year end taxes with your accountant.

*Please keep in mind this post is for informational purposes only and answers given are very general. Many things depend on individual circumstances. Please contact your personal accountant or financial advisor for your particular situation.

photo credit: austinpost.org

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Kids Frugal Fun- Learning With Pizza

Each week Momondealz bring you a kids craft that is fun, educational, and frugal! September 5th is Cheese Pizza Day (not national pizza day) so I couldn’t let a day honoring my favorite food pass by without having some fun with it-plus, pizza has lots of educational activities! I picked a simple but fun activity that can help with cutting and gluing skills (very important in kindergarten and beyond).
Learning With Pizza

Materials:
Construction Paper
Scissors
Glue
Directions:
[Read more…]

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Looking for more coupons? Check our Coupon Database for the latest coupons!

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Harris Teeter Ad Match-up 8/31-9/6

Here are a few highlights for this weeks Harris Teeter ad. Check out Stretching Your Budget & Mom On Dealz to get the full list of match-ups.

***Special Note for Harris Teeter***
Harris Teeter accepts manufacturer coupons and Internet printable coupons. Harris Teeter doubles coupons up to .99.

Looking for certain coupons? Just don’t have the time to cut coupons? Then you need to check out Coupon Dede! Purchase just the coupons your want, pre-cut and in your hands in just a few days! For whole inserts check out The Q Hunter!

Hefty Cups and Plates, 30-50 ct. B1G1 $3.25 ($1.62)
-$1.00/2 Waverly Paper Plate, Plastic Cups or Napkins by Hefty, 8/7 RP (regional)
-$.55/2 Hefty Plates or Cups, 5/22 RP
Final: as low as $2.15 wyb 2 (makes them $1.07)

Kettle Chips B1G1 $3.69 ($1.84)
-$1.00/1 Kettle Brand Baked Potato Chips, 8/7 RP (regional)
Final: $.84

Gatorade, 32 oz. 10/$10

Totino’s Pizza 3/$4
-$1.00/4 Totino’s Pizza, e-coupon
-$1.00/5 Totino’s Pizza, 8/7 GM
-$.60/3 Totino’s Pizza, 8/7 GM
-$1.00/4 Totino’s Pizza, 8/7 GM or printable
-$50/2 Totino’s Pizza, 8/7 GM
-$.40/2 Totino’s Pizza, printable
Final: as low as $2.33 wyb 4 and use (1) e-coupon and (2) $.50/2 coupons (makes them $.58 each)

Heinz Ketchup, 40 oz. 2/$4
-$.25/1 Heinz Ketchup, 8/21 SS
-$.50/1 Heinz Ketchup, 8/21 SS (regional)
Final: as low as $1.00

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Ask An Accountant – 8/26

Each week Mom On Dealz brings us a answer to an accounting question! Here is this weeks Ask An Accountant!

Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at cjwtaxpro@gmail.com with the subject line “Ask an Accountant”. See previous questions and answers HERE.

Question:
I am a blogger and frequently attend conferences. I accept sponsorship from companies for these conferences. How would these sponsorships be taxed?

Answer:

[Read more…]

This post may contain a link from a sponsor/affiliate of Just Trying To Save Money. Please see my Disclosure Policy

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