Kids Frugal Fun- Columbus Day Ship

Each week Mom On Dealz brings us a craft that is fun, educational, and frugal.

Next week is Columbus Day so Mom On Dealz decided to make a ship with things they found around the house. For past crafts, visit here.

Columbus Day Ship

Materials:

1 Sponge
1 Straw
Construction Paper
Marker/Scissors

Directions:

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Ask An Accountant- Who Gets An Audit?


 GUEST POST FROM MOM ON DEALZ!

Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at cjwtaxpro@gmail.com with the subject line “Ask an Accountant”. See previous questions and answers HERE
Question:
My sister and law, brother in law and my husband all recently got letters from the IRS asking for all of this documentation from previous tax years. For my sister in law they are requesting information for 3 years, for my brother in law 2 years and for my family one year. We all get your taxes done by the same person. They are asking for copies of children’s birth certificates, marriage licenses, etc. How and why does the IRS determine to audit individuals?
Answer:
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Ask An Accountant- Blogging For Profit

GUEST POST- MOM ON DEALZ

Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at cjwtaxpro@gmail.com with the subject line “Ask an Accountant”. See previous questions and answers HERE

Question:

When should a blogger start considering themselves a business for tax purposes? Is there certain criteria that, once hit, a blogger must start to consider their blog a business instead of a hobby?

Answer:

The blog is considered a business when there becomes a profit motive. Either way, business or hobby, the income needs to be reported. With this in mind, the hobby expenses are limited to the hobby income, meaning you can never take a hobby “loss”. A business can show a loss that may offset other income sources based on the way the business is structured.

*Please keep in mind this post is for informational purposes only and answers given are very general. Do not rely on this column for definite tax answers as many things depend on individual circumstances. Please contact your personal accountant or financial advisor for your particular situation.

photo credit: austinpost.org

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Kids Frugal Fun- Fall Lacing Fun

Each week Mom On Dealz brings us a craft that is fun, educational, and frugal! Lacing activities are excellent ways to improve fine motor skills and kids love them!

Fall Lacing Fun

Materials:
Cardstock, Poster board, or Paper
Single Hole Punch
Ribbon
Scissors
Pencil, Crayons, Other Decorating Items

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Ask An Accountant- IRA Withdrawal Penalties

GUEST POST – MOM ON DEALZ!

Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at cjwtaxpro@gmail.com with the subject line “Ask an Accountant”. See previous questions and answers HERE

Question:

I am considering taking an early withdrawal from the Rollover IRA account ($13k out). I recently had surgery and this is needed to clear bills, debt and get the budget back. I know I am looking at a 10% hit on the taxes next year for a penalty ($1,300), but what else am I looking at? How much else should I expect ?

Answer:

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Harris Teeter Ad Match-up 9/21-9/27

Here are a few highlights for this weeks Harris Teeter ad. Check out Stretching Your Budget & Mom On Dealz to get the full list of match-ups.

***Special Note for Harris Teeter***
Harris Teeter accepts manufacturer coupons and Internet printable coupons. Harris Teeter doubles coupons up to .99.

Looking for certain coupons? Just don’t have the time to cut coupons? Then you need to check out Coupon Dede! Purchase just the coupons your want, pre-cut and in your hands in just a few days! For whole inserts check out The Q Hunter!

Barilla Pasta 3/$4
-$0.55 coupon from SS 9/18 if applicable
Final=$0.23 each

Gold Peak Tea $2
-$0.75 printable coupon
Final=$0.50

Mariani  Banana Chips $1.99
Buy 2, Get 3 Free
-$0.75 coupon from SS 8/7
Final=$0.50 each

Ornamental Gourds or Pumpkins $0.50 each

Cheerios $1.60
-$0.50 printable coupon
-$1/3 coupon from GM 9/11
Final=$0.60

Ragu Pasta Sauce 26 oz $2.79
Buy 2, Get 3 Free
-$0.75/2 coupon from RP 9/11
Final=$0.82 each

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Kids Frugal Fun- Hand Paint Apple Tree


Each week Mom On Dealz brings us a kids craft that is fun, educational, and frugal! September 26th is Johnny Appleseed Day so this week we are doing a fun apple themed craft. Be sure to read and try the educational activities listed at the bottom. Past Kids Frugal Funs can be found here.
Hand Print Apple Tree
Materials:
Green Finger Paint
White Paper
Red Paper or Red Finger Paint
Brown Paper
Glue
Markers
Directions:
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Ask An Accountant- How Should I Claim DayCare Expenses?

Although tax season is over, tax questions arise year round. My husband is an experienced accountant and will be answering questions sent to me at cjwtaxpro@gmail.com with the subject line “Ask an Accountant”. See previous questions and answers HERE
Question:
I have two questions:1. Can I claim the after school program my son is in? He is in Kindergarten and instead of paying for an after school sitter we are paying for an after school program at the school. Is that deductible?
2. Can we claim/deduct our moving expenses?
Answer:
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Kids Frugal Fun- Pirate Treasure Box

Each week Mom On Dealz brings us a kids craft that is fun, educational, and frugal! September 19th is National Talk Like A Pirate Day (what fun!) so I just had to do some pirate themed craft ideas! This week I am giving you 3 crafts! For my past crafts, visit here!

Pirate Treasure Box

Materials:

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Harris Teeter Ad Match-up 9/14-9/20 (Triples Event)

Here are a few highlights for this weeks Harris Teeter ad. Check out Stretching Your Budget & Mom On Dealz to get the full list of match-ups.

***Special Note for Harris Teeter***
Harris Teeter accepts manufacturer coupons and Internet printable coupons. Harris Teeter doubles coupons up to .99.

Looking for certain coupons? Just don’t have the time to cut coupons? Then you need to check out Coupon Dede! Purchase just the coupons your want, pre-cut and in your hands in just a few days! For whole inserts check out The Q Hunter!

Kleenex Facial Tissue $1.29
-$.50/3 Kleenex Facial Tissue, any 3 boxes (50 count or higher) or 1 Bundle Pack (not valid on trial size), 8/14 SS
Final: $2.37 wyb 3 (makes them $.79 each)

Ken’s Marinade $1.72
-$1.00/1 Ken’s Marinade, 8/14 SS
Final: $.72

Arm & Hammer Toothpaste, 4-6 oz. $3.65 ($1.82)
-$1.00/1 Arm & Hammer Toothpaste, printable (sign up required)
Final: $.82

[Read more…]

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